Date Archives January 2021

EverUp Invite Code – Get 40 FREE Lottery Tickers

EverUp Invite:

Use EveryUp invite code: to get 40 FREE lottery tickets when the platform launches

Every has not yet launched but I am loving what is planned. It is a cross between a fintech savings account and premium bonds. We all know the current interest rates are very low – so every will give you coins instead of interest on all the money you have saved in the app.

You can then use these coins to play games to win cash – so to some extent this is very similar to Premium bonds. We can’t join yet as they are in beta mode but I’m really looking forward to joining up and depositing some money… 🙂


Nuri (Formerly Bitwala)- FREE €15 CASH

Click the link above or enter code : 5XUW-DL4T and sign up for a Nuri (formerly BItwala) account and get €15 FREE. You will need to register – complete ID check and OPEN either a BITCOIN or ETHEREUM wallet and make 1st trade of €30 to get your FREE €15.

Some of you who have been following my financial independence journey will have seen my blog posts on buying and selling stocks and shares so you will know and it was only a matter of time before I moved onto crypto currencies 🙂

So as I’m new to crypto I will be taking things very slowly – but I thought it was important that I at least had a crypto wallet setup so that when I decide to buy any crypto I have somewhere to put it .

I have actually joined two different crypto wallet providers – coinbase and bitwala and I will be reviewing both of these when I have had a chance to use them in anger.

In the meantime this article is about Nuri and its service offering which includes €15 free for following the referral link above and creating a bitcoin or ethereum wallet and making a 1st trade of €30. My Nuri invite link is :

The joining process is a new one for me 🙂 – You actually complete the relevant fields and you then need to complete and ID check with IDNOW which consists of a video call with a representative who checks you are who you say you are and verifies your ID documentation. Was a new experience for me! The whole process from downloading app and getting fully verified took about 15 minutes so not too onerous but I can imagine the video ID check being a little off putting!

Bitwala referral :

So far I have found the app itself to be very easy to use with a very simple user interface. The euro bank account you are provided with is German with a DE IBAN number which will come in handy for some of the money transfer service offers on my blog 😉

I will do a complete writeup when I have deposited some Euros and purchased some crypto. Until then let me know what you think. Don’t forget to use my invite code for FREE €15 for joining and opening a crypto wallet using the link :

Frequently Asked Questions:

What is the Nuri invite link?
Use the following link: to open a new Nuri account for promotional offers.

What is the Nuri referral offer?
Join Nuri (formerly Bitwala) by following this link: and open a new account to get €15 FREE

What is the criteria to get your free €15 from Buri?
To ensure you get your FREE €15 you need to follow this link: and complete registration. You then need to open a Bitcoin or Ethereum crypto wallet and trade €30. Your FREE cash will be added to your account in within15 days.

Gillette Referral code – 20% OFF : FAISAL-R2J

Gillette Referral Code: FAISAL-R2J

Use Gillette referral code: FAISAL-R2J when registering at Gillette to get 20% discount off your 1st order over £15. This code usually works in conjunction with other discount codes as this is auto applied before checkout 🙂 (excludes subscriptions)

I remember when the slogan for Gillette was ‘the best a man can get’ – how times have changed!

So I wont lie… Its been along time since I used a Gillette razor. My other half still uses Gillette religiously but I’m not so attached to the brand. It’s definitely a quality product and the shave creams are very good but there are so many brands and products out there that I haven’t really tried Gillette for quite some time.

So when I was presented with a Gillette referral code: FAISAL-R2J for purchasing on the Gillette website I thought I would give it a go. First thing I noticed was that the referral code is entered when you register so is auto applied at checkout. This means that if you have another discount code for the promo code box you end up being able to apply 2 discounts on this site! Winner 🙂

I hadn’t realised how many different types of razors there are these days. I ordered a few giftsets for my partner and couldn’t figure out why I there was very few women’s products on the site so just bought a men’s products to try out. I’m not precious 😉

Gillette referral code: FAISAL-R2J

The order arrived very quickly and my partner is very pleased. I haven’t had a chance to try the razor yet but will give it a go next week and leave some further comments on this blog. Suffice to say with the referral code and online discounts available the order was much cheaper than ordering anywhere else. So I guess I’m happy !

Frequently Asked Questions:

What is the Gillette referral code?
Use referral code: FAISAL-R2J to get 20% off your first order over £15 (not including subscriptions)

Where do I enter the Gillete discount referral code?
Enter the referral code: FAISAL-R2J when registering at before placing your 1st order

What discount do I get for using the Gillette referral code?
You can get 20% discount on your first order over £15 by using referral code: FAISAL-R2J. You should also be able to add another discount code in the promo code box before checkout.

AliExpress – Get £17/$24 FREE Coupons

AliExpress Invite Code: INPX64OL

Add the AliExpress Invite code: INPX64OL or click the following link: to register. Once your account is activated you will receive £17 or $24 in coupons to spend on AliExpress. If you have registered directly but have not placed an order then click on your account and click redeem invite code to get coupons.

I’ve been using Ali Express for a number of years now but I’ve only just got round to writing this post about it… So if you don’t know what Ali Express is – Where have you been? But if you have never heard about it – AliExpress is a massive and popular website in Asia which sells pretty much everything you can think of at really good prices. Think of it like the Chinese version of Ebay/Amazon and I love it. 🙂

I’ve not bought a huge amount over the year and most of what I have purchased is low value but seeing as pretty much everything we get is made in China – you are basically cutting out the middle man and buying direct from factories (or agents) in China by purchasing of Ali Express.

I have had a good look round and quite a lot of the products are the same items you see for sale by sellers here in the UK on ebay and Amazon and in stores (half the stuff in the UK is probably sources from Alibaba/Express anyway)

There is currently an Ali Express invite code: INPX64OL which will get you £17 of free coupons to use on the site… As most of the items are priced in US dollars this is about $24 (you can set the prices covered to UK £ in the top corner)

Just remember one thing about Ali Express. Most items are shipped for China and therefore they can take unto 30 days to reach the UK (or Europe/US). So you should take this into account if ordering from this website alhough some dealer have now setup shipping outside China too. Also bear in mind that you may have to pay VAT and Customs on purchases although in my experience Chinese sellers seem to declare very low value on the items they send!

To clarify you will need to click on your account as highlighted by number 1 above and then click redeem invite code and enter Aliexpress invite code: INPX64OL. You should then be given a number of coupons of varying value to use on future orders (note each coupon will be for a different amount and will have its own minimum spend criteria)

Happy shopping

H x

HQhair – FREE £10 Using Referral code: FAISAL-RK

HQhair Referral: FAISAL-RK

Use link: or referral code: FAISAL-RK when registering at and you will get £10 off your 1st order of £45 or more. As this referral code is auto applied at checkout you should be able to use another discount too… Everyone loves stackable discount codes.

If you know me well – then you know I love styling my hair regularly – which is great in terms of appearance but my hair has had to suffer because of it. I was recently looking for a few new tools and styling products to try out that would not only repair some of the damage to my hair but also because I wanted to find some new ways of styling it. I’ve known about HQhair for a while as they are part of The Hut Group – but I haven’t really purchased anything of note from them previously. HQhair carries a large number of hair products and accessories obviously (actually quite a similar range to the products across The Hut range) but I specifically wanted to buy certain products which are hard to find on any of the sister sites.

I mean here’s the thing, I am not much for complicated routines. I want to find products which will work easily for me and most importantly I want them to be well priced and authentic. With HQhair I know that that will be the case because they are a part of The Hut Group so I know I am getting the legitimate product and not some cheap knock off but also that they can be trusted with my payment and personal details. Also although I have never used it – the customer services team are likely to be well trained and proficient so if I were to ever have a problem I know it will get sorted pretty quickly!

HQhair Black Friday 2020 Beauty Deals & Sales | Chic moeY
Referral code: FAISAL-RK

So everyone has different needs and I am sure that if you look through the HQHair website you will find products that cover your hair care and skin care needs. Not to mention the discounts you can apply by using HQHair referral code: FAISAL-RK – which you activate use when registering on the HQHair website. This will get you £10 off your 1st purchase over £45. As this discount is auto applied at checkout is means you can use the usual discount shown on the homepage at HQhair in conjunction with this discount to get double discount 🙂 I mean any code that is stackable is a winner in my books, realistically no one wants to lose out on one offer in favour of another, so with stackable offers you can just benefit from all the promotions and discounts that the page site to offer.

The range at HQhair is substantial so I’m sure you will find what you are looking for 🙂 – They sell pretty much all the main brands and I’m sure you will find what you are looking for. If your stylist has any products that he recommends that you try, they will carry it, if you friends tried a new product that is to die for, you can certainly get it from there and if you just want to experiment and look further into what is available on the website then you can do that too.

A special mention for the outlet and sale section on HQhair. They had some products which were on clearance at insanely good prices so make sure you check that out if you are on their website! I would definitely recommend you check out their website. It is easy to use and you can shop either by looking for your favourite brands or for the categories of products that you would like to purchase. In any case you cannot go wrong especially if your use the referral code: FAISAL-RK so as to get even better deals.

Let me know if you find a particular product that is to die for and I should definitely try it out. Happy Shopping. H X

Sponge Cake – 20% discount code: REF062772

Sponge Discount Code: REF062772

Use discount code: REF062772 to get 20% off your first order.

I came across this website when looking for an interesting birthday card to send to one of my closest friends. I wanted something a little different to make her smile as I wasn’t going to be able to visit her in person under the covid lockdown restrictions 🙁

Originally I was planning on getting her a cake and a card and then found SPONGE which allowed me to get her both in a really quirky way… I used a discount code to get 20% off my first purchase (and you too can get this discount using code: REF062772) so it cost me £8 for a card with 2 slices. I sent chocolate and carrot as those two are my favourites!

Sadly I don’t have a picture of my exact order but it did look something like the below:

Sponge referral code: REF062772
Use discount code: REF062772
Sponge Cake Card discount code: REF062772
20% off using: REF062772

She loved the cake. . . . the loved the card. So I know I will be using these guys again the future if I needed a slightly different type of gift to send.

Its worth noting that they have a cake club subscription service which gives you free delivery on your orders and discounted products but you would need to eating a lot of cake or planning on sending a lot of cakes and cake cards !

Give these guys a go if and watch the smile on the recipients face 🙂 – Not forgetting these guys do sell complete sponge cakes (8 slices) if you wanted to buy one of those !

Frequently Asked Questions:

What is Sponge?
Sponge is a website that sells sponge cakes and amazing sponge cake cards! Using discount code: REF062772 you get 20% off your 1st order.

Where do I enter the Sponge discount code?
Enter: REF062772 in the discount code box during checkout to get 20% off your 1st order.

What is the criteria to use the Sponge Cake Card discount code?
The voucher code: REF062772 provides a 20% discount on your 1st order.

Bullion By Post Referral – FREE 1oz Silver Brittania

Use referral code: PR4I 4CUZ when registering at or click the link above. Once you make a purchase over £250 you will receive a FREE 1oz silver Britannia coin with your order.

I’ve never been one for gold or silver but on a recent trip to the Jewellery Quarter in Birmingham I was quite fascinated with what was available and the investment potential 😉

I found Bullion by post when I returned home and noticed they have a referral scheme and some great prices compared to their competitors. You can use my referral code PR4I 4CUZ when registering to get a FREE 1oz SILVER BRITTANIA COIN when you spend £250.

I’ve decided with the current volatility that I should invest a small amount in gold both for investment potential but also as I don’t mind owning a little bit of bling too 🙂

I’d love a kilo gold bar that looks like this :


But unfortunately I cannot afford the roughly £50,000 to pay for it… If any of my readers on this blog would like to buy me one then let me know 🙂

So in the meantime I’ve decided to buy a far more affordable 2.5g bar which I can keep for rainy day. I placed my order earlier this week and I am expecting delivery any day now. It should look something like this :

PAMP Suisse Lady Fortuna 2.5 gram 999 Gold Bar | Buy Silver Malaysia

Keep an eye on my blog for more referral codes and investment opportunities. Note the website is run by the same business and the referral code will work across both websites.

Frequently Asked Questions

Who are Bullion By Post?
BullionByPost is a British online bullion dealer based in Birmingham, which delivers gold and silver bars and coins to customers through the post. It is the UK’s biggest online gold dealer.

What is the bullion by post referral code?
You can add referral code PR4I 4CUZ when registering at Bullion By Post to get a FREE 1oz silver coin.

What is the Bullion By Post Referral code offer?
Use the referral code PR4I 4CUZ when registering and you will get a FREE 1oz silver Britannia coin when you spend at least £250.

WorldRemit Referral Code for FREE £20: FAISALN76


Use the referral code above or click the link when registering at WorldRemit to get £20 cashback after making your first transfer of £100 or more. Dont forget to add 3FREE in the promo box just before payment to get free transactions fees on your first 3 transfers

I’ve used a number of money transfer services over the last few years (some good and some not so good) but I have never been as impressed as I was with Worldremit! These guys really know what they are doing 🙂

From the initial offer of £20 cashback when using a referral code (my referral code is: FAISALN76) to how quick and easy it was to register and finalyl the speed of delivery . . . WOW

So I registered earlier today and sent some money to a friend in India. Registering was pretty simple and I made sure I used the referral code to ensure I got some money back for use on my second order.

worldremit referral code: FAISALN76
Worldremit referral code: FAISALN76

So here’s the crazy thing. Once registered I was actually able to pay bills for my friend directly from my app here in the UK. I haven’t used this service yet but it means I can pay for my grandparents whenever I want in the future – Woohoo!

Anyway I chose the normal option of sending money – adding the amount I wanted to send. The rate was similar to what I had seen elsewhere – really no better no worse and then chose whether to send as airtime or as a bank deposit. I chose bank deposit and clicked submit. The payment was delivered in seconds. . . . literally seconds!

If it is as easy as that – I’m sticking with Worldremit in the future. Don’t get me wrong the other services available (some of which I recommend here) are fantastic. But some ask to add ID and verify the recipients details and then can take a few hours which is no great hardship. But this transfer literally took seconds. I’m impresssed Worldremit. I’m impressed.

Don’t forget you can use my worldremit invite code / referral code: FAISALN76 to get £20 cashback after your first money transfer.

Frequesntly asked questions:

  1. What is the Worldremit referral code?
    Enter the code: FAISALN76 during registration to get £20 cashback after your first transfer of £100
  2. Where do I enter the worldremit invite/referral code?
    During the registration process after completing your email address and password you are asked if you have an referral code. Enter the code FAISALN76 in that box or use the direct link from this website.
  3. Is their a minimum transfer amount to get your referral payment?
    In order to get you free £20 cash you need to ensure you enter the referral code FAISALN76 when registering and then transfer a minimum of £100. You will receive your cashback once your transfer has completed.

Wise (formerly Transferwise) FREE Transfers

Use Invite Link:

Use the link above to register to get a FREE money transfer up to £500. If you have already registered but have not made your first transfer you can still apply the code in the invite menu under ‘forgot to use invite’

So I downloaded this app as I needed to send some money to a friend in Belgium and I had run out of promo offers from the other main money transfer services. . . 🙁

But what I found is that although Wise are a money transfer service they actually have another AMAZING product which seems to go unnoticed at first glance. You can open an international bank account with an international SWIFT and IBAN number !

I have therefore opened a European bank account with a European IBAN code and I have begun moving money to this account for my trips abroad. You can actually open accounts in a number of currencies and therefore make significant savings when using the Wise debit card when making purchased abroad!

The app and website are both simple to use and intuitive and I found the currency rate available on my transfer was at the top end of what I was seeing from the other main platforms. It’s a shame the referral scheme is not at the level as say Worldremit – (you need to make 3 referrals to get £75 but the referred individual only gets a FREE TRANSFER) which means it is unlikely you will get many individuals using your link … but the product itself is much much better than what I have seen from an of the other providers

Wise Invite Link:

You can actually hold currency in your Transferwise account in over 50 currencies – this is going to be such a handy platform for me and my international transfers and trips abroad.

Don’t forget to use my referral code to get your first transfers upto £500 with no FEE.