American Express Referral
Click the link above and you will activate the American Express Referral offer to enjoy up to an extra 35000 Amex membership points on signup (depending on the card you sign up for) – Note the link will take you to the American Express Platinum card but you can sign up for ANY Amex card to enjoy your FREE referral membership points.
American Express Credit Cards: A Comprehensive Guide & Referral For Bonus Membership Points
American Express is a household name in the world of finance and credit cards. Founded in 1850, the company has grown to become a global leader in financial services, with operations in over 130 countries. American Express is perhaps best known for its credit cards, which have long been popular with consumers and businesses alike for their rewards programs and excellent customer service. Sign up with American Express refer a friend link: HERE to get up to 80000 Bonus American Express Membership points.
In addition to credit cards, American Express also offers a range of other products and services, including charge cards, traveler’s cheques, and financial planning and insurance products. The company is headquartered in New York City and is known for its philanthropic efforts, supporting charitable causes around the world.
American Express credit cards come in a variety of forms, each with its own unique set of features and benefits. There are cards designed for frequent travelers, such as the Platinum Card, which offers access to airport lounges and points for airfare and hotel purchases.
There are also cards tailored towards those who enjoy dining out and traveling, such as the Gold Card, which offers a higher points earning rate for dining and travel purchases. And for those who want to earn cash back on their purchases, there is the Blue Cash Preferred Card, which offers a high cash back rate on everyday purchases like groceries and petrol.
While American Express credit cards generally have higher annual fees and interest rates than other credit cards, they often come with a range of additional benefits that can more than offset these costs for those who take advantage of them. Whether you are a consumer or a business owner, American Express has a credit card that is sure to meet your needs.
Best card for cashback
Platinum Cashback Everyday Card
- Representative APR: 27.2% variable
- Introductory offer: 5% cashback on purchases for the first 3 months, up to £100
- Interest-free period: 56 days on purchases (26.6% APR variable on purchases thereafter)
- No annual fee
- Cashback paid after 12 months, may be forfeited if two consecutive monthly payments are missed
- Minimum spend of £3,000 per year required to qualify for cashback
- Pro: Generous introductory cashback offer and no annual fee
- Con: American Express Platinum Cashback card may be a better option for those who anticipate spending more than £10,000 in a year (1.25% cashback rate, £25 annual fee)
Best card for rewards
American Express Preferred Rewards Gold Credit Card
- Representative APR: 70.1% variable
- Introductory offer: 20,000 bonus membership rewards points when you spend £3,000 in the first three months
- Interest-free period: 56 days on purchases (27.2% APR variable on purchases)
- Fees: £160 per year (£0 in the first year)
- Pros: Range of perks and rewards, including airport lounge visits, personalised offers, access to events, ability to transfer points to airline loyalty programs, ability to pay with points at certain merchants
- Cons: Annual fee of £160 (waived in the first year)
- Summary: Card offers a variety of rewards and benefits, with a yearly fee of £160 (waived in the first year).
Best card for travel
The American Express Platinum Credit Card
- Representative APR: 448.0%
- Introductory offer: Earn 30,000 reward points when you spend £4,000 in the first 3 months. £200 credit towards Amex travel online.
- Interest-free period: No interest charges but you must pay the full balance each month
- Fees: £575 annual fee
- Pro: There is a long list of perks, ranging from complimentary lounge access across the globe through to exclusive access to premium events
- Con: The high fee
- Summary: If you’re in the category of being able to shoulder the hefty £575 annual fee, as well as paying off the balance in full each month, the Platinum card offers regular travellers extras such as the Platinum Concierge service, complimentary access to 1,400 airport lounges worldwide, hotel upgrades, exclusive dining experiences, comprehensive travel insurance for you and your family, to name but a few
Best card for frequent flyers
British Airways American Express Premium Plus
- Representative APR: 106.0% variable
- Introductory offer: Earn 25,000 bonus Avios when you spend £3,000 in first three months
- Interest-free period: 56 days on purchases (27.2% APR variable on purchases)
- Fees: £250 annual fee
- Pro: Complimentary companion voucher for spending over £10,000 per year, travel insurance for inconvenience and accident
- Con: High APR
- Summary: Attractive for frequent travellers with potential to earn 1.5 Avios for nearly every £1 spent, 3 Avios for virtually every £1 spent with British Airways and BA Holidays. Alternative to Platinum card experience.
Best card for business
British Airways American Express Accelerating Business card
- Representative APR: 101.5% variable
- Introductory offer: Earn 30,000 Avios if you spend over £5,000 in first 3 months
- Interest-free period: 56 days on purchases (24.8% APR variable on purchases)
- Fees: £250 annual fee
- Pros: Can earn Avios and On Business points, flexible booking and cancellation options, good for businesses with frequent travel
- Cons: £250 annual fee
To be eligible for an American Express card, you must be at least 18 years old, have a UK bank or building society account, a permanent UK home address, and a good credit history. If you meet these requirements, you can use the Eligibility Checker tool on the American Express website to determine your chances of approval. This tool does not affect your credit report, so you can use it without worrying about a potential rejection harming your credit score. If you are interested in applying for the card, the online application process is quick and easy and you may receive a response in just a few minutes or up to 60 seconds. Don’t forget to use our referral link to get bonus membership points when your account is approved. Use the Amex referral link: https://americanexpress.com/en-gb/referral/fAISANFZsj?XL=MIMNS
In conclusion, American Express (Amex) is a financial services company that offers a range of credit cards to consumers and businesses. Amex consumer credit cards include the Platinum Card, Gold Card, Green Card, and Blue Cash Preferred Card, which offer a range of benefits such as access to airport lounges, concierge service, points for travel and other purchases, and generous rewards programs for everyday purchases. Amex business credit cards, such as the Business Platinum Card and Business Gold Card, offer benefits specifically designed for small business owners, such as points for business-related purchases and access to business-related events. Amex credit cards can be a good choice for people who are looking for a card with a range of benefits and rewards programs, and who are willing to pay an annual fee in exchange for these perks. However, it is important to carefully consider whether the benefits of an Amex credit card justify the annual fee and whether the card is accepted by merchants that you regularly use. So, if you are considering applying for an Amex credit card, be sure to do your research and choose a card that meets your financial needs and spending habits.
Frequently Asked Questions About Amex Referral Scheme:
- What is the American Express Referral Scheme?
Sign up using the Amex referral code provided and you will get bonus membership once your account is approved. - What is the American Express Referral Code?
Use the following link and you will activate the referral offer: https://americanexpress.com/en-gb/referral/fAISANFZsj?XL=MIMNS - How many points will I get by using an Amex referral?
The number of bonus membership points changes depending on the Amex offer running at the time and also by the card you decide to sign up for. The referral offer will always be better than simply signing up directly on the American Express website. - Do I have to sign up for a particular card to get the Amex referral?
The American Express referral link will take you to a particular card but you can click the button on the site which will show you all cards you can sign up for and receive the amex referral bonus. - What are the exact steps to sign up using the American Express Invite to get FREE bonus membership points?
To use an American Express referral link to sign up for a new credit card, follow these steps:
- Click on the Amex referral link that you received. This will take you to the American Express website.
- Review the terms and conditions of the credit card offer. Remember you can choose a number of cards to sign up to – Make sure to read the fine print and understand any fees, rates, and other terms associated with the card.
- Click on the “Apply Now” button to begin the application process.
- Follow the prompts to complete the application form. This may include providing personal and financial information such as your name, address, income, and employment status.
- Submit the application form and wait for a decision. American Express will review your application and determine whether you are approved for the credit card. If you are approved, you will receive further instructions on how to activate and use your new credit card.
Note: It is important to carefully read and understand the terms and conditions of the credit card offer before applying. These terms and conditions may vary depending on your location and the specific card that you are applying for.
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