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The team

Real people test these codes. Here they are.

Every page on ReferAndSave is written by a named person and independently checked by a second named person before it publishes. Read our editorial policy and verification methodology.

Haley Cross, Founder & Editor-in-Chief

Haley Cross

Founder & Editor-in-Chief

Founded ReferAndSave in 2019 and still personally signs off every featured offer before it goes live.

81 articles written42 pages verified
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Tom Whitfield, Senior Deals Writer — Banking & Fintech

Tom Whitfield

Senior Deals Writer — Banking & Fintech

Covers current accounts, challenger banks and fintech apps, and has held test accounts with over 70 UK providers.

90 articles written36 pages verified
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Priya Nair, Money Saving Editor — Retail, Cashback & Everyday Spend

Priya Nair

Money Saving Editor — Retail, Cashback & Everyday Spend

Tracks cashback, grocery, travel and everyday-spend referrals, and re-checks the busiest codes every week.

81 articles written39 pages verified
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Marcus Bell, Investing & Crypto Writer

Marcus Bell

Investing & Crypto Writer

Covers investing, share-dealing and crypto referral offers, with a focus on the steps that quietly disqualify people.

57 articles written41 pages verified
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Sophie Adeyemi, Verification Editor

Sophie Adeyemi

Verification Editor

Second pair of eyes on published pages: she re-tests codes, checks sources and dates every verification stamp.

0 articles written46 pages verified
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Rachel Doyle, Standards & Corrections Editor

Rachel Doyle

Standards & Corrections Editor

Handles corrections, complaints and compliance wording, and signs off pages that touch regulated products.

0 articles written59 pages verified
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