
Haley Cross
Founder & Editor-in-Chief
Founded ReferAndSave in 2019 and still personally signs off every featured offer before it goes live.
Every page on ReferAndSave is written by a named person and independently checked by a second named person before it publishes. Read our editorial policy and verification methodology.

Founder & Editor-in-Chief
Founded ReferAndSave in 2019 and still personally signs off every featured offer before it goes live.

Senior Deals Writer — Banking & Fintech
Covers current accounts, challenger banks and fintech apps, and has held test accounts with over 70 UK providers.

Money Saving Editor — Retail, Cashback & Everyday Spend
Tracks cashback, grocery, travel and everyday-spend referrals, and re-checks the busiest codes every week.

Investing & Crypto Writer
Covers investing, share-dealing and crypto referral offers, with a focus on the steps that quietly disqualify people.

Verification Editor
Second pair of eyes on published pages: she re-tests codes, checks sources and dates every verification stamp.

Standards & Corrections Editor
Handles corrections, complaints and compliance wording, and signs off pages that touch regulated products.