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The team

Real people test these codes. Here they are.

Every page on ReferAndSave is written by a named person and independently checked by a second named person before it publishes. Read our editorial policy and verification methodology.

Haley Cross

Founder & Editor-in-Chief

Founded ReferAndSave in 2019 and still personally signs off every featured offer before it goes live.

73 articles written62 pages verified
View Haley Cross's profile

Tom Whitfield

Senior Deals Writer — Banking & Fintech

Covers current accounts, challenger banks and fintech apps, and has held test accounts with over 70 UK providers.

106 articles written34 pages verified
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Priya Nair

Money Saving Editor — Retail, Cashback & Everyday Spend

Tracks cashback, grocery, travel and everyday-spend referrals, and re-checks the busiest codes every week.

75 articles written37 pages verified
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Marcus Bell

Investing & Crypto Writer

Covers investing, share-dealing and crypto referral offers, with a focus on the steps that quietly disqualify people.

50 articles written42 pages verified
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Sophie Adeyemi

Verification Editor

Second pair of eyes on published pages: she re-tests codes, checks sources and dates every verification stamp.

2 articles written44 pages verified
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Rachel Doyle

Standards & Corrections Editor

Handles corrections, complaints and compliance wording, and signs off pages that touch regulated products.

15 articles written57 pages verified
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