Compare referral offers for UK bank accounts, payment cards, cashback services and everyday money apps. This hub includes consumer financial products where a current, publishable referral is available. It excludes business-only products, investing platforms and expired promotions. Read each offer’s eligibility, qualifying action and reward timing before applying, because providers can change or withdraw incentives. Referral rewards are not a reason to choose an unsuitable financial product, and acceptance is never guaranteed.
49 active offers
Current welcome offerEditor's pickExplore the American Express BA Classic referral welcome offer and check the current card-specific reward, eligibility and full provider terms before applying.
£50Editor's pickUse Chip promo code CHIP-BGK748, deposit £1,000 and hold it for 90 days to get a £50 free cash reward.
£10Editor's pickUse a Currensea referral code to get £10 each when you and your friend spend £100 abroad on the fee-free travel debit card, subject to eligibility.
£5Editor's pickSign up to Curve with referral code NRV67J6E and get £5 free Curve Cash after your first qualifying purchase.
£100 e-gift cardUse the AXA Health referral link for eligible individual private medical insurance and, where the campaign applies, choose a £100 Amazon, M&S or John Lewis voucher.
£2Grab an Airtime Rewards referral code for a free £2 boost, then earn cashback at 200+ UK retailers to knock money off your phone bill.
£40Use an Animal Friends referral code to get £40 in vouchers when your mate takes out pet insurance with them.
£5Join Cashback.co.uk through a referral link for a £5 free welcome bonus, then earn cash for free trials, surveys and online tasks.
£50 bonus cashUse Chase referral code TV3LPK when opening an eligible account and deposit £1,000 within 30 days to receive £50 bonus cash, subject to the live terms.
£5Use the Cheddar.me referral code REFERAS to get £5 free cash when you join the UK's instant cashback app.
£10Use the Clearpay referral code FAISA-EBCRQ to get £10 off your first order over £50, while your friend gets £10 off theirs too.
Amazon VoucherUse Everypaw referral code HAYLEY DUSTER and the Mention Me link for an Amazon Voucher when taking out an eligible first pet-insurance policy directly.
£2 bonusUse Gains App referral code VJF3D7 during signup for a current £2 bonus, then explore budgeting tools and cashback on participating retailer gift cards.
£20Use a personal GoHenry referral link for £20 after activating your parent account and a child card. GoHenry allows up to 25 working days for payment.
Gold RewardsUse the Honey referral link https://www.joinhoney.com/ref/nkxuxe8 to join Honey and access the current new-member rewards journey.
£50–£1,000 free shareUse the IG referral link, invest at least £1,000 within 30 days and maintain the required average invested value for three months to qualify for a randomly allocated US-listed share worth £50–£1,000.
£4Use the Jam Doughnut referral code DVHT when you sign up to the instant cashback app and get £4 free cashback points.
£5Use the Kidstart referral link to get a free £5 bonus once you've saved your first £5 towards your child's future.
£10 cashback pointsUse the Klarna referral link to get £10 in cashback rewards points after joining for a Klarna Card and making three qualifying £10 purchases within 30.
£10Get £10 free credit with the Kroo referral code when you open a fee-free UK current account that pays interest on your balance.
£45Use a ManyPets referral link to get an Amazon gift card worth up to £45 when you insure your pet with a new policy.
£30Use a Monese referral code to open an account and earn up to £30 in staged cash rewards for you and your friend.
£10Use the Monzo referral link to get a mystery cash reward of £10, £20 or £50 when you open a new Monzo current account.
£10Use a Park Savings referral code to get £10 free cash added to your Christmas savings account.
Compare account eligibility, qualifying card spend, account fees and payout delays. The shortlist shows this page's offers in the selected sort order (featured, then A–Z by default), not a recommendation by headline value. Where eligibility, fees or payout details are not confirmed, check the individual offer and live provider terms before applying.
| Offer | New-user reward | Referrer reward | Eligibility | Qualifying action | Deadline | Payout timing | Reward type and value | Last checked |
|---|---|---|---|---|---|---|---|---|
| American Express | Current welcome offer | Not stated | Eligibility varies; check the provider terms. | Qualifying action not confirmed | Deadline not stated | Payout timing not stated | Check offer terms | |
| Chip | £50 | Not stated | Eligibility varies; check the provider terms. | Qualifying action not confirmed | Deadline not stated | Payout timing not stated | £50 if all conditions are met | |
| Currensea | £10 | Not stated | Eligibility varies; check the provider terms. | Qualifying action not confirmed | Deadline not stated | Payout timing not stated | £10 if all conditions are met | |
| Curve | £5 | Not stated | Eligibility varies; check the provider terms. | Qualifying action not confirmed | Deadline not stated | Payout timing not stated | £5 if all conditions are met | |
| AXA Health | £100 e-gift card | Not stated | Eligibility varies; check the provider terms. | Qualifying action not confirmed | Deadline not stated | Payout timing not stated | £100 e-gift card; not cash | |
| Airtime Rewards | £2 | Not stated | Eligibility varies; check the provider terms. | Qualifying action not confirmed | Deadline not stated | Payout timing not stated | £2 if all conditions are met | |
| Animal Friends | £40 | Not stated | Eligibility varies; check the provider terms. | Qualifying action not confirmed | Deadline not stated | Payout timing not stated | £40 if all conditions are met | |
| Cashback.co.uk | £5 | Not stated | New UK members who register through the referral link and satisfy the live account requirements. | Register through the referral link and complete any initial steps shown in the account. | Check the live referral terms | Usually after qualifying account setup | £5 if all conditions are met | |
| Chase | £50 bonus cash | Not stated | Eligibility varies; check the provider terms. | Qualifying action not confirmed | Deadline not stated | Payout timing not stated | Check offer terms | |
| Cheddar.me | £5 | Not stated | Eligibility varies; check the provider terms. | Qualifying action not confirmed | Deadline not stated | Payout timing not stated | £5 if all conditions are met | |
| ClearPay | £10 | Not stated | Eligibility varies; check the provider terms. | Qualifying action not confirmed | Deadline not stated | Payout timing not stated | £10 if all conditions are met | |
| Everypaw | Amazon Voucher | Not stated | Eligibility varies; check the provider terms. | Qualifying action not confirmed | Deadline not stated | Payout timing not stated | Amazon Voucher; not cash | |
| Gains App | £2 bonus | Not stated | Eligibility varies; check the provider terms. | Qualifying action not confirmed | Deadline not stated | Payout timing not stated | Check offer terms | |
| Gohenry | £20 | £20 | Use a GoHenry referral link to receive the current £20 referred-customer reward after opening an eligible new account, activating a child card and meeting the provider’s qualifying conditions. | New friend activates parent account and a child card; existing referrer has £20 loaded and an active child card | Deadline not stated | Within 25 working days after qualification | £20 if all conditions are met | |
| Honey | Gold Rewards | Not stated | Eligibility varies; check the provider terms. | Qualifying action not confirmed | Deadline not stated | Payout timing not stated | Check offer terms | |
| IG Index | £50–£1,000 free share | Not stated | Eligibility varies; check the provider terms. | Qualifying action not confirmed | Deadline not stated | Payout timing not stated | £50–£1,000 free share; not cash | |
| Jam Doughnut | £4 | Not stated | Eligibility varies; check the provider terms. | Qualifying action not confirmed | Deadline not stated | Payout timing not stated | £4 if all conditions are met | |
| Kidstart | £5 | Not stated | Eligibility varies; check the provider terms. | Qualifying action not confirmed | Deadline not stated | Payout timing not stated | £5 if all conditions are met | |
| Klarna | £10 cashback points | Not stated | Eligibility varies; check the provider terms. | Qualifying action not confirmed | Deadline not stated | Payout timing not stated | £10 cashback points; not cash | |
| Kroo | £10 | Not stated | Eligibility varies; check the provider terms. | Qualifying action not confirmed | Deadline not stated | Payout timing not stated | £10 if all conditions are met | |
| Manypets | £45 | Not stated | Eligibility varies; check the provider terms. | Qualifying action not confirmed | Deadline not stated | Payout timing not stated | £45 if all conditions are met | |
| Monese Account | £30 | Not stated | Eligibility varies; check the provider terms. | Qualifying action not confirmed | Deadline not stated | Payout timing not stated | £30 if all conditions are met | |
| Monzo | £10 | Not stated | Eligibility varies; check the provider terms. | Qualifying action not confirmed | Deadline not stated | Payout timing not stated | £10 if all conditions are met | |
| Park Savings | £10 | Not stated | Eligibility varies; check the provider terms. | Qualifying action not confirmed | Deadline not stated | Payout timing not stated | £10 if all conditions are met |
