Avanti Travel Insurance referral: get up to 20% off
Avanti Travel Insurance is a UK provider offering cover for single trips, annual multi-trip travel and specialist situations such as cruises, pre-existing medical conditions and travel affected by COVID-19. The supplied referral link is https://avantitravelinsurance.mention-me.com/m/ol/df1jgetz-clare-hunt. It currently tells a referred customer that they can receive up to 20% off their first travel-insurance policy.
The discount is obtained through the referral process rather than by guessing a general voucher code. Open the link, enter your email address and follow the instructions to receive the discount code for an online purchase. The final saving depends on the policy, quote and live terms. Travel insurance is a regulated financial product, so compare the cover, exclusions, excess and medical conditions as carefully as the price.
Avanti Travel Insurance offer at a glance
Referral link: open the supplied Avanti referral link before getting your quote.
New-customer benefit: up to 20% off the first Avanti travel-insurance policy, subject to the live referral terms.
Referral code: CLARE HUNT is the referring name associated with the supplied link; the link sends the referred customer a discount code to use online.
How to redeem: enter your email address through the referral page, receive the discount code and apply it when buying online.
Referrer reward: Avanti’s referral page says the referrer can receive a £10 Love2Shop gift card when a friend buys a first policy and does not cancel it.
Reward timing: Avanti says the referrer’s gift card is sent 60 days after the friend buys, provided the policy has not been cancelled.
Policy choice: compare Essentials, Classic and Deluxe levels, plus relevant optional cover such as cruise or winter sports cover.
Important limitation: the policy wording, medical screening, quote and live referral terms control the cover and discount.
How to use the Avanti referral link
- Open the supplied Avanti referral link before getting your quote. The link currently asks for an email address so the referral discount can be issued.
- Enter the email address you will use for the quote and policy. Check your inbox for the discount instructions and code.
- Start an Avanti quote online and provide accurate information about the travellers, destination, travel dates, trip type and any pre-existing medical conditions.
- Compare the Essentials, Classic and Deluxe levels. Check cancellation, medical and repatriation, baggage, missed-departure, personal-liability and excess amounts instead of choosing on price alone.
- Add optional cover that matches the trip. Cruise, winter sports, sports and activities, gadgets or other extras may need to be selected specifically.
- Apply the discount code during the online purchase. Avanti’s referral FAQ says the discount can be redeemed online; do not assume it can be used for a phone purchase.
- Read the policy documents and validation certificate before travelling. Check that the destination, dates, declared medical conditions and activities are recorded correctly.
- Keep the confirmation email, policy number and emergency-assistance details somewhere accessible while you travel.
The code should be applied before the policy is purchased. A referral discount is not a substitute for answering the medical questions accurately or checking the exclusions. If the code does not arrive, check spam, confirm that the referral page registration completed and contact Avanti through its official route before buying.
What does “up to 20% off” mean?
The supplied referral page advertises up to 20% off the referred customer’s first policy. “Up to” means the maximum saving shown by the campaign, not a guarantee that every quote receives exactly 20%. The live discount code, policy type, quote and campaign terms determine the amount applied.
The discount is a reduction in the policy price rather than a cash payment. It does not increase the policy limits, remove an excess, add medical cover or change the insurer’s claims conditions. A cheaper policy can still be poor value if it has limits or exclusions that do not fit the holiday.
Avanti’s public referral page says the referred customer receives a discount code after clicking the link and entering an email address. It also says the discount can only be redeemed when buying the policy online. Save the code and check the final price before payment.
What does Avanti cover?
Avanti presents three main cover levels: Essentials, Classic and Deluxe. The official travel-insurance page currently displays different limits for cancellation and cutting a holiday short, emergency medical treatment and repatriation, personal baggage, missed departure, money and passport, personal liability and excess.
| Cover area | Essentials | Classic | Deluxe |
|---|---|---|---|
| Cancellation and cutting your holiday short | £1,000 | £5,000 | £7,500 |
| Emergency medical and repatriation | £5 million | £10 million | Unlimited |
| Personal baggage | £1,000 | £2,000 | £3,000 |
| Missed departure | Not included | £1,000 | £1,500 |
| Money and passport | £300 | £500 | £600 |
| Personal liability | £2 million | £2 million | £2 million |
| Excess | £150 | £75 | Nil |
These figures are an overview of the limits displayed by Avanti’s current page, not a replacement for the policy wording. Sub-limits, conditions, exclusions and item limits can affect a claim. For example, baggage cover may have separate limits for valuables, single articles or unattended belongings.
Single-trip or annual multi-trip cover?
Single-trip insurance is designed for one holiday or journey. Avanti says that single-trip policies can cover medical emergencies, cancellation, baggage and passport problems for the selected trip. Buying as soon as the holiday is booked can be important because cancellation cover may be relevant before departure.
Annual multi-trip insurance can suit someone taking several holidays during the policy year. It avoids buying a new policy for each journey, but the maximum trip length, age conditions, destinations and number of travellers still matter. Compare the annual premium with the cost of separate policies and check whether every planned trip fits the permitted duration.
The 20% referral discount applies to the referred customer’s first policy according to the live referral page. It should not determine which policy type is suitable. Choose single-trip or annual cover based on the journeys you actually expect to take, then confirm whether the discount applies to the selected quote.
Pre-existing medical conditions and screening
Avanti says it specialises in travel insurance for people with pre-existing medical conditions and covers more than 1,300 conditions subject to screening. That does not mean every condition, treatment, medication or change in health is automatically covered. The customer must answer the medical questions accurately and disclose relevant changes before travelling.
Undeclared conditions can lead to a claim being declined. A condition that was stable when the policy was purchased may still need to be updated if there is a new diagnosis, medication change, test, treatment or referral. Read the medical validation certificate and contact Avanti if anything changes.
Do not interpret an online quote as medical advice or as confirmation that a specific claim will be paid. The policy wording and acceptance of the medical screening determine the cover. If Avanti cannot offer suitable cover, its website points customers towards the British Insurance Brokers’ Association directory for specialist providers.
COVID-19 cover
Avanti says its Essentials, Classic and Deluxe policies include COVID-19 cover as standard. Its current information explains that COVID-19 is treated like another unforeseen illness for relevant cancellation, curtailment and emergency-medical situations, subject to the policy conditions.
Cover is not unlimited permission to travel. The policy can exclude a claim where medical advice was not followed, where a known event was booked after it became public, or where another exclusion applies. Read the current wording for testing, quarantine, medical advice and travel restrictions before relying on COVID cover.
Avanti also says vaccination is not a condition of purchasing its policy, but a claim can depend on following specific medical advice that applied to the traveller. If you are unsure, ask Avanti to explain the relevant wording before travelling.
Travel cancellation and when to buy
Travel insurance is generally more useful when bought soon after booking a holiday, because cancellation cover can protect some non-refundable costs before departure. Waiting until the day of travel can leave a gap for cancellation risks that arose earlier.
Avanti’s cancellation limits vary by cover level. The policy still requires a covered reason, such as an unforeseen illness or another event identified in the wording. Choosing not to travel, changing your mind or travelling against medical advice is not automatically insured.
Check the cancellation limit against the total prepaid cost of flights, accommodation, tours, cruises and other arrangements. If the holiday cost exceeds the policy limit, the uncovered amount remains your responsibility. A discount does not alter that exposure.
Cruise, winter sports and activities
Cruise travel can involve risks that ordinary holiday cover does not address. Avanti says specialist cruise cover can include situations such as cabin confinement, itinerary changes and unused excursions. Confirm that cruise cover is selected when the quote requires it.
Winter sports and higher-risk activities may also require an add-on. Check the permitted activities, equipment, piste and rescue conditions before travelling. A policy that covers a normal sightseeing trip may not cover skiing, snowboarding, scuba diving, trekking or organised sports without the relevant option.
Describe the trip honestly. A policy is more likely to respond when the destination, activities, travellers and medical circumstances match the information supplied during the quote.
Common exclusions to understand
Avanti’s public information lists several situations where claims may not be covered. These include choosing not to travel, travelling against a doctor’s advice, travelling for planned medical treatment, accidents involving alcohol or drugs, undeclared medical conditions and leaving belongings unattended.
It also highlights missed flights caused by personal delay, disruptions that were publicly known when the booking was made, and activities that were not included in the selected cover. These are not technical details to skim after buying. They affect whether a claim can succeed.
- Read the policy wording and Insurance Product Information Document.
- Check the excess for each section and whether it applies per person or per claim.
- Check single-item limits for baggage, valuables, phones and cameras.
- Do not leave luggage, passports or devices unattended in places where the policy excludes the loss.
- Declare medical conditions and follow the insurer’s instructions if health changes.
- Check government or medical travel advice before departure.
How much does the policy cost?
Avanti says the price depends on factors including age, destination, trip length, pre-existing medical conditions, cover level and optional extras. The referral saving is calculated against the quote produced for the policy rather than against a single national price.
Compare the final premium after applying the discount with the cover limits and excess. A low premium with a high excess or low cancellation limit may not be suitable for an expensive holiday. A higher tier can cost more but may be better aligned with a cruise, a long trip, a high medical exposure or valuable baggage.
If you are considering policy finance, read the finance information separately. Avanti’s website explains that certain annual policies may offer instalment options through a credit provider, with interest and representative examples that should be checked at the time of purchase.
Managing the policy after purchase
Avanti says MyAvanti can be used to update contact details, change some travel dates on a single-trip policy, change a destination, update health conditions and add optional cover, subject to limits and the policy terms. Log in and check the changes are confirmed rather than assuming that editing a form automatically changes the cover.
Avanti says there is a 14-day cooling-off period after buying the policy. Its public page also states that after this period the policy cannot be cancelled or reduced in cover through the ordinary cooling-off route. Read the full cancellation terms because the amount refundable and the effect of a claim or trip start can depend on the circumstances.
Keep the policy schedule, validation certificate, emergency-assistance number and claim instructions accessible offline. If an emergency occurs abroad, contact the assistance service as soon as reasonably possible and follow the instructions in the policy.
How the referrer’s £10 reward works
Avanti’s referral page says an existing participant can earn a £10 Love2Shop gift card when a friend buys a first policy. It says the gift card is sent 60 days after the purchase as long as the friend has not cancelled the policy.
The same page says a referrer can make unlimited referrals, but reward limits apply. Avanti states a maximum of 10 referral rewards in a 24-hour period and a maximum of 75 rewards in a rolling 12-month period or £1,000 of reward value during the last 12 months, whichever comes first. Those limits apply to the referrer’s reward programme and do not change the new customer’s advertised discount.
The supplied name is CLARE HUNT. If the online form asks the new customer whether they were referred, use the referrer details supplied through the live Mention Me journey. The campaign is run by Mention Me, and the provider’s current terms control whether the referral is recorded.
Verdict
The Avanti referral is worth checking if you need travel insurance and the quote provides suitable cover. The supplied journey currently advertises up to 20% off the first policy, while Avanti’s referral page says the referrer can receive a £10 Love2Shop gift card after the friend buys and keeps the policy for 60 days.
Choose the policy for its medical, cancellation, baggage and activity cover first. Declare health conditions accurately, check the excess and limits, add cruise or activity cover where needed, and read the wording before travel. If the quote is suitable, apply the referral discount online and keep the policy evidence until the trip is complete.
